Does my insurance cover hearing aids art for blog post

Did you know that 37.5 million Americans have trouble with hearing but less than 40 percent have ever tried a hearing aid?

Why? Because hearing aids can cost $1,500 to $3,500 per unit and that’s a big investment for the average person. That’s money out of our pockets because most insurances do not cover the cost of hearing aids. It seems unreasonable to tell people that there is a solution to their hearing loss, but the solution is too expensive.

Doesn’t insurance cover hearing aids? Yes and no. ASHA, the American Speech Language-Hearing Association states that, “only 20 states require health insurance cover hearing aids, but most of them only cover children”. Children who have IEPs, or an Individualized Education Program, are also eligible for hearing equipment at no cost.

But for adults on the other hand, there are only three states that require full coverage for adults: Arkansas, New Hampshire, and Rhode Island.

As of 2017, 12 states will cover the price of hearing aids if the patient has been diagnosed with a mild of greater hearing loss: California, Illinois, Indiana, Minnesota, Montana, New Hampshire, Nevada, New York, Ohio, South Dakota, Texas, and Vermont. Veterans also receive special benefits. In order to determine what benefits they could receive they need to contact the U.S. Department of Veterans Affairs.

What if I have Medicaid or Medicare?

Sadly, most hearing aid providers don’t accept Medicaid or Medicare due to the complex paperwork and timely reimbursement process.

Recently, the U.S. Food and Drug Administration, has started allowing over-the-counter hearing aids to be sold. Although this is a cheaper alternative than going to a hearing clinic, it is not the safer option.

It is highly recommended to have the help of a licensed audiologist or hearing specialist to tend to your hearing needs. Although hearing aids are expensive, many audiology and hearing professional clinics offer financing options that allow individuals to pay in installments.

Investing in hearing aids is an investment in YOU. Having better hearing will improve your quality of life. Find an audiologist near you to improve your quality of life and help you be more engaged in social situation. After you receive your perfect pair of hearing aids, these babies will last you for 10 – 12 years.